In their simplest form, trusts are a way of giving away property for the benefit of other people wihtout giving them full control over it. It enables assets to be passed on with minimum fuss on the investor's death.

However, the benefits of trusts can extend beyond this, including many aspects of planning to cover the passing on of assets to others, both during and after the investor's life.

The trustees are the legal owners of the trust property, whose job it is to hold and administer it for the benefit of the beneficiaries, as directed by the trust provisions.

The beneficiaries under a trust are the equitable owners of the trust property and everything that takes place must be for their benefit.

• Gift Trust
• Loan Trust
• Capital Trust
• Discounted Gift Trust
• Nil-Rate Band Management Trust
• Discretionary Will Trust
• Excluded Property Trust
• Probate Trust
• Estate Protection Trust (only available with Premier Portfolio as part of an Estate Protection Plan)

In their simplest form, trusts are a way of giving away property for the benefit of other people without giving them full control over it. It enables assets to be passed on with minimum fuss on the investor's death.

However, the benefits of trusts can extend beyond this, including many aspects of planning to cover the passing on of assets to others, both during and after the investor's life.

The trustees are the legal owners of the trust property, whose job it is to hold and administer it for the benefit of the beneficiaries, as directed by the trust provisions.

The beneficiaries under a trust are the equitable owners of the trust property and everything that takes place must be for their benefit.